Terms and Conditions
Last Updated: 1 October 2025

Welcome to the official website of NBER BD (“we”, “our”, “us”). By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our website.

1. Purpose of the Website
The NBER BD website serves as an informational and research platform dedicated to publishing studies, reports, analyses, and related resources for academic and public reference. Our goal is to promote credible, ethical, and high-quality research across various disciplines while ensuring accessibility to verified information.

2. Acceptance of Terms
By using this website, you confirm that you have read, understood, and accepted these Terms and Conditions, as well as any related policies or notices posted on our website. Your continued use of the site signifies your acceptance of any future updates or revisions.

3. Intellectual Property Rights
All research materials, publications, articles, reports, images, graphics, and other digital assets available on this website are the intellectual property of NBER BD or its authorized contributors, unless otherwise stated.
Users are permitted to:

• Access and download materials for personal, educational, or research use only.

• Reference or cite NBER BD’s work with proper attribution.
  Users are not permitted to:

• Reproduce, distribute, or republish content for commercial or unauthorized purposes.

• Edit, modify, or falsely attribute any research or publication.

• Use any logo, mark, or branding belonging to NBER BD without prior written consent.

4. Academic Integrity and Use of Research
All users and contributors are expected to maintain academic honesty and ethical use of information. Plagiarism, data manipulation, or misrepresentation of our content is strictly prohibited. Users citing or using NBER BD’s materials in academic work must provide clear and accurate citations.

5. User Responsibilities
When accessing or interacting with the NBER BD website, users agree to:

• Use the site only for lawful and research-related purposes.

• Avoid any activities that may harm, disrupt, or compromise the security of the website or its content.

• Not submit or upload false, misleading, or plagiarized materials.

• Respect the privacy and intellectual property rights of others.
  NBER BD reserves the right to suspend or restrict access for any user found violating these responsibilities.

6. Accuracy of Information
NBER BD strives to ensure that all research materials and information provided are accurate and up to date. However, due to the evolving nature of research, we do not guarantee absolute completeness or accuracy of data or analysis. The organization shall not be held liable for any inaccuracies, omissions, or outcomes arising from the use of the information presented on this website.

7. Disclaimer of Warranties
This website and all materials provided are made available on an “as is” and “as available” basis. NBER BD makes no warranties or representations, express or implied, regarding:

• The reliability or accuracy of research data,

• The continuous availability of the website, or

• The suitability of the information for any particular purpose.
  All use of this website is at the user’s sole risk.

8. Limitation of Liability
NBER BD, its directors, researchers, or affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

• The use or inability to use this website,

• Reliance on any information, publication, or data provided, or

• Technical issues or unauthorized access.

9. Third-Party Links and References
The NBER BD website may contain links to external sources, research papers, or partner institutions. These links are provided for informational purposes only. NBER BD does not control, endorse, or assume responsibility for the content, accuracy, or policies of third-party websites.

10. Data Privacy
NBER BD values the confidentiality of all users. Any personal information collected (such as name, email, or institutional details) will be used strictly for communication, research collaboration, or membership purposes. Please review our Privacy Policy for detailed information on data collection and usage.

11. Modifications and Updates
NBER BD reserves the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Any such changes will be published on this page and will take effect immediately upon posting. We encourage users to review this section periodically.

12. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the People’s Republic of Bangladesh. Any disputes or claims related to the use of this website shall be subject to the exclusive jurisdiction of the courts of Bangladesh.